Doc / 01 — About Us
About activ factoring AG
activ factoring AG is an informational platform describing factoring and leasing solutions for small and medium-sized businesses, presented from the perspective of a Finanzdienstleistungsinstitut based in Munich, Germany.
Who we are
Clear information, before any conversation
We put together this website to explain, in plain language, how factoring and leasing solutions generally work — the terminology, the typical process, and the kinds of questions worth asking before a business chooses either path.
activ factoring AG operates from Munich and presents itself as a Finanzdienstleistungsinstitut, a category of regulated financial services institution under German law that is distinct from a full banking license. The content on this site is descriptive and general; it is not tailored financial, legal, or tax advice for any individual business.
What guides our content
Mission & values
Three principles shape how we write and present information on this site.
Clarity first
Factoring and leasing involve specific terminology. We aim to explain it without jargon, so a business owner can follow the logic end to end.
Regulatory awareness
The Finanzdienstleistungsinstitut concept exists within a defined German and EU regulatory framework, and our descriptions are written with that context in mind.
Direct contact
We would rather point you to a real conversation with our team than have a form replace one. Every enquiry is read by a person.
Where we focus
Factoring and leasing, side by side
Both services address a similar problem — limited capital flexibility — from different angles.
Factoring
Concerned with receivables: converting issued invoices into available liquidity sooner than standard payment terms would otherwise allow.
See the processLeasing
Concerned with assets: providing access to vehicles, machinery, or technology without committing capital to outright ownership.
Back to overview
Based in Munich
Rooted in the Bavarian business community
Our registered address sits at Brienner Straße 23, 80333 München — a short walk from Munich's historic centre and within one of Germany's most active regions for small and medium-sized enterprises.
If you would like to discuss a specific situation, our team is reachable directly by phone, email, or through the contact form.
Mon–Fri, 09:00–17:00 CET
A note on scope
activ factoring AG, as presented on this website, does not conclude contracts, accept payments, or provide individualised financial advice online. All descriptions of factoring and leasing are general in nature. Please see our Terms of Service for full details.
Want to talk through your situation?
Reach out and a member of our team will respond directly — no automated quotes, no obligation.